Mint.com

[Anonymous]

I've been wondering about ways to centralize everything financial and bill pay services.

How does everyone feel about Mint?

Safe?

Helpful?

Is there a better alternative?

[mongstradamus]

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@Anonymous wrote:

I've been wondering about ways to centralize everything financial and bill pay services.

How does everyone feel about Mint?

Safe?

Helpful?

Is there a better alternative?

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i check mint few times an week, i like it for budgeting and seeing what you are spending money on 

[Anonymous]

I love mint! Now they have mint bills, I double love them, because now I have all my pain in the bleep utilities in one place. It's safe because the origirnal mint is just a reader, you can't actually make transactions. THe mint bills is safe with three layers of protection, mobile apps are even more protected. But if your really worried about mobile i would activate the self erase function if you should ever loose it, but iphones have finger print log ins, blah blah blah. It's basically like fort knoxs to get in to an iphone just to see someones spending behavior, they can't even do anything with the info

[Anonymous]

I love mint.  We've been using it to budget for almost a year and its so helpful to keep us on track with our spending.  Like many families, we tend to over spend on food (quick grocery store runs, hubby going to lunch with collegues). Using mint, it lets me see where we are bleeding money and act quickly.  This month, my food budget is higher (birthdays and friends from out of town) so that means our budget for shopping, is brought down to zero.  I even caught a fraudlent charge to my credit card before it was even processed, because the transaction showed up on mint.

[itsxluigi]

If Mint didn't have all the other random stuff thrown in, I'd still use it. At least a way to hide it all from your homepage would be nice. I use YNAB for budgeting, so I don't really need the budgeting aspect of Mint, and without fine-tuning all the categories of your purchases, it really just makes everything messy. All I was using Mint for was to see all my credit card statements on the same page, just as an easier way to keep track of fraud charges. I'd still reconcile from my actual credit card statements, but Mint was an easy "glance". All the other garbage on the page though (not necessarily garbage, but useless for me) made me finally end up just deleting my Mint account.

[too-much-time]

Yes, Mint and the likes of it have unnecessary garbage to please everyone just in case, all off which is used by the very few among us. But it's like eating out; people love to be pampered, they are attracted to the novelty and the surprise of the whole experience, and above all, they so go for a free meal, lol.

[Anonymous]

+1

Oh, and the free fako score is a nice little *bonus*

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@Anonymous wrote:

I love mint! Now they have mint bills, I double love them, because now I have all my pain in the bleep utilities in one place. It's safe because the origirnal mint is just a reader, you can't actually make transactions. THe mint bills is safe with three layers of protection, mobile apps are even more protected. But if your really worried about mobile i would activate the self erase function if you should ever loose it, but iphones have finger print log ins, blah blah blah. It's basically like fort knoxs to get in to an iphone just to see someones spending behavior, they can't even do anything with the info

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[Anonymous]

I've used Mint since 2012 and I've never had a problem. There are a few accounts they can't import such as synchrony but since I hardly ever use that account it's not a deal breaker for me. Love their budgeting tool. It keeps our family on top of our goals. All my accounts are connected to Mint and I check it every day to make sure there's no unauthorized use.

[VeggieTales]

+1 for Mint

I find it very useful especially because I'm currently trying to pay off all of my credit card debt. It's great to see all of my accounts on one page and the budgeting tool is great for keeping me in check with what I should and should not spend my money on. I also find the goals section great for helping me pay down my debt. I love Mint, it has made my life and my perspective so much better. It's also easy to catch any fradulent charges on your accounts if you check it daily to see your transactions. 

[Anonymous]

Hate to bring a thread back from the dead but figured it's better than starting a new one on the same topic.

I signed up for Mint last week. And I like being able to look at all my accounts in one place. My problem is that the software double counts all my spending, because it counts every transaction when it's made, then again when I pay my credit cards. So if I spend $20 on gas using my credit card, it shows up in the budgets once as $20 of gas spending, and again at the end of the month as "financial services" spending when I pay off my credit card. Of course this makes me look massively underwater in all of my budgets, because my expenses get doubled and my income stays the same.

Is there a change I can make to my Mint settings to fix that? Or is it just something I have to live with?