I love them BECU, and I really think they are feeling MyFico effect.
I think it's making fraud twitch because I doubt they are monitoring forums and going "oh nothing to see here, just some people wanting cards"
Anything outside the norm in short period of time will make most CUs paranoid
They became FOTM because if you live in WA, and outside of WA prior to influx of apps, they weren't sensitive to anything but chex
Not sensitive to new accounts and inq, great to rebuilders, apr reductions on loans and cards etc
I've always found them to be very accommodating, but I live 3 miles from the branch.
When I applied for my second card, I forgot I was using VPN, so IP address was in Cali.
I was locked out within minutes, and it stayed that way till I showed up in person. So, twitching is not new.
Another thing, for those out of state without affiliation with Boeing, it's pretty obvious that there is not much interest in anything other than CC accounts.
Their bread and butter are loans and depository relationships. Lots of apps, lots of cards and not much else...eventually they were bound to take a notice.
With all that said, if they are going to make it this difficult, maybe they shouldn't take out of state apps till they sort it out on their end (if they ever do).
