NFCU CLOC Application...

[M_Smart007]

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@PicoFico wrote:

called in after the 3 hour window came and went... 

Sounds like the info they wanted was a verbal yes or no to a counter offer of $500. So i said yes, being that I have to start somewhere with it and things grow like weeds at NFCU (not to mention the HP already hit)

Equifax 09: 814

Thanks again all,

-PicoFico

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Congrats!

[M_Smart007]

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@Anonymous wrote:

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@PicoFico wrote:

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@M_Smart007 wrote:

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@PicoFico wrote:

Today i decided i would apply for a cloc with nfcu and took the approach to ask for 15k and be braced for a counter offer...

I got this intially...

Followed by this...

Is this POI? Not too concerned if it is, mostly just curious if anyone can narrow it down possibly.

Thanks everyone!

-PicoFico

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Possible POI

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Ok... I'm surprised you beat @Saeren to the punch

I'll keep ya guys posted. 

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He only beat me because I wasn't sure. I saw your post and didn't want to answer since I don't know. My CLOC was an instant approval but I only asked for $500. 

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It was really a random guess (POI), as they usually do not counter for CLOC's.

[PicoFico]

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@M_Smart007 wrote:

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@Anonymous wrote:

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@PicoFico wrote:

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@M_Smart007 wrote:

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@PicoFico wrote:

Today i decided i would apply for a cloc with nfcu and took the approach to ask for 15k and be braced for a counter offer...

I got this intially...

Followed by this...

Is this POI? Not too concerned if it is, mostly just curious if anyone can narrow it down possibly.

Thanks everyone!

-PicoFico

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Possible POI

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Ok... I'm surprised you beat @Saeren to the punch

I'll keep ya guys posted. 

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He only beat me because I wasn't sure. I saw your post and didn't want to answer since I don't know. My CLOC was an instant approval but I only asked for $500. 

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It was really a random guess (POI), as they usually do not counter for CLOC's.

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That's why i posted it! I knew it could be a variety of reasons really, but just put it out there for anyone to guess (and me to brace for if it was possibly something i wasn't prepared for).

You completed the mission perfectly as far as I'm concerned

[AllZero]

Thanks for sharing the data point.

[Anonymous]

That's not how negotiations go, you requested high they countered low. This is where you guys meet somewhere in the middle! lol

Congrats aon the approval, and remember that CLi are now SP. For now...

[Anonymous]

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@Anonymous wrote:

That's not how negotiations go, you requested high they countered low. This is where you guys meet somewhere in the middle! lol

Congrats aon the approval, and remember that CLi are now SP. For now...

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CLIs for CLOC are still HP.

[SFLSpotter9210]

Does cloc go towards your max exposure on TCL? I was thinking of maybe aping for it but if it decreases your max exposure I'll pass. 

[M_Smart007]

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@SFLSpotter9210 wrote:

Does cloc go towards your max exposure on TCL? I was thinking of maybe aping for it but if it decreases your max exposure I'll pass. 

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@SFLSpotter9210  I am pretty sure that it is separate from max CC exposure.

[AllZero]

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@M_Smart007 wrote:

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@SFLSpotter9210 wrote:

Does cloc go towards your max exposure on TCL? I was thinking of maybe aping for it but if it decreases your max exposure I'll pass. 

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@SFLSpotter9210  I am pretty sure that it is separate from max CC exposure.

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+3

[SFLSpotter9210]

Thanks that's great news then.