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NFCU Checking Account and CLOC question.. Use it or lose it?

CreditCuriosity
Moderator Emeritus

NFCU Checking Account and CLOC question.. Use it or lose it?

Just got this email from NFCU.. I have a saving / checking a CLOC and 3 cc's with them.. Anyways just got this email.. Granted I never use the Checking account and have maybe 25$ parked in it and a CLOC or 10k that I really don't want to lose.  Anyone have any insight on this or seen this message regarding their checking account with NFCU?  I dont even have the card as cut it up a few years ago when I got it as never inteded on using the checking account.. Thoughts?

 

 

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NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash Rewards 22.5K | CSP 40k | Chase Amazon Visa 20k | Chase Freedom Flex 5k | Chase IHG 1k | Chase Ritz 20k | AOD FCU 20k | FNBO Duck Unlimited 25k | PNC Cash Rewards 22.5k | Citi Premier 14k | Citi Custom Cash 31k | US Bank Alt Connect 20k | Union Bank Cash Rewards 15.5k | SECU 20k | Discover 20k | William Sonoma Visa 35k | Farm Bureau 18.5k | Synovus Cash Rewards 18.5k | Regions Cash 14k | TD Cash 6k | Truist Cash 10k | Penfed Cash Rewards 30k | Penfed Pathfinder 20k | 5/3rd Trio 10K | BMO Harris Cash 18.5k | Barclay's Red AA 22k | MFCU 20k | Amex Business Cash 25k | Amex Business Prime 20k | Amex Delta Business Platinum 10k | Amex Business Lowes 10k | AMEX BBP 15k
Message 1 of 24
23 REPLIES 23
CreditCuriosity
Moderator Emeritus

Re: NFCU Checking Account and CLOC question.. Use it or lose it?

Suppose I will push like $10 meaning ACH to my NFCU Checking account from another instituion and I would think this would get them to shut it for another half year or year as I use their CC big time, but still want that CLOC incase...

NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash Rewards 22.5K | CSP 40k | Chase Amazon Visa 20k | Chase Freedom Flex 5k | Chase IHG 1k | Chase Ritz 20k | AOD FCU 20k | FNBO Duck Unlimited 25k | PNC Cash Rewards 22.5k | Citi Premier 14k | Citi Custom Cash 31k | US Bank Alt Connect 20k | Union Bank Cash Rewards 15.5k | SECU 20k | Discover 20k | William Sonoma Visa 35k | Farm Bureau 18.5k | Synovus Cash Rewards 18.5k | Regions Cash 14k | TD Cash 6k | Truist Cash 10k | Penfed Cash Rewards 30k | Penfed Pathfinder 20k | 5/3rd Trio 10K | BMO Harris Cash 18.5k | Barclay's Red AA 22k | MFCU 20k | Amex Business Cash 25k | Amex Business Prime 20k | Amex Delta Business Platinum 10k | Amex Business Lowes 10k | AMEX BBP 15k
Message 2 of 24
Remedios
Credit Mentor

Re: NFCU Checking Account and CLOC question.. Use it or lose it?

Or you could ask for replacement card and buy a bag if ice every six months 

 

 

"To The Left" ~ Gandhi
Message 3 of 24
CreditCuriosity
Moderator Emeritus

Re: NFCU Checking Account and CLOC question.. Use it or lose it?


@Remedios wrote:

Or you could ask for replacement card and buy a bag if ice every six months 

 

 


Indeed or well beer is always better, but that could work..  Or transfer money should work just a trivial amount?  I will call them and get a new debit card sent to me.. One more dang card I need to keep track of sigh.  I bet alot of people will be getting these emails shortly

NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash Rewards 22.5K | CSP 40k | Chase Amazon Visa 20k | Chase Freedom Flex 5k | Chase IHG 1k | Chase Ritz 20k | AOD FCU 20k | FNBO Duck Unlimited 25k | PNC Cash Rewards 22.5k | Citi Premier 14k | Citi Custom Cash 31k | US Bank Alt Connect 20k | Union Bank Cash Rewards 15.5k | SECU 20k | Discover 20k | William Sonoma Visa 35k | Farm Bureau 18.5k | Synovus Cash Rewards 18.5k | Regions Cash 14k | TD Cash 6k | Truist Cash 10k | Penfed Cash Rewards 30k | Penfed Pathfinder 20k | 5/3rd Trio 10K | BMO Harris Cash 18.5k | Barclay's Red AA 22k | MFCU 20k | Amex Business Cash 25k | Amex Business Prime 20k | Amex Delta Business Platinum 10k | Amex Business Lowes 10k | AMEX BBP 15k
Message 4 of 24
CreditCuriosity
Moderator Emeritus

Re: NFCU Checking Account and CLOC question.. Use it or lose it?

Ok so just got off with NFCU regarding this... Certain states for some reason has to have activity not sure by law or whatever but basically what he stated and he just transferred 1 cent from savings to checking within the institution to get that to clear.  So he suggested ever 3 months to move a penny around so it avoids this situation.. Strange indeed!  

NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash Rewards 22.5K | CSP 40k | Chase Amazon Visa 20k | Chase Freedom Flex 5k | Chase IHG 1k | Chase Ritz 20k | AOD FCU 20k | FNBO Duck Unlimited 25k | PNC Cash Rewards 22.5k | Citi Premier 14k | Citi Custom Cash 31k | US Bank Alt Connect 20k | Union Bank Cash Rewards 15.5k | SECU 20k | Discover 20k | William Sonoma Visa 35k | Farm Bureau 18.5k | Synovus Cash Rewards 18.5k | Regions Cash 14k | TD Cash 6k | Truist Cash 10k | Penfed Cash Rewards 30k | Penfed Pathfinder 20k | 5/3rd Trio 10K | BMO Harris Cash 18.5k | Barclay's Red AA 22k | MFCU 20k | Amex Business Cash 25k | Amex Business Prime 20k | Amex Delta Business Platinum 10k | Amex Business Lowes 10k | AMEX BBP 15k
Message 5 of 24
Remedios
Credit Mentor

Re: NFCU Checking Account and CLOC question.. Use it or lose it?

My local CU (Twinstar) may close checking account after 6 months of inactivity. 

I've moved $100.00 seven  months ago and use if for $4.99 Shudder subscription.

I'm good for a couple of years 

"To The Left" ~ Gandhi
Message 6 of 24
shoegal
Valued Contributor

Re: NFCU Checking Account and CLOC question.. Use it or lose it?


@Remedios wrote:

My local CU (Twinstar) may close checking account after 6 months of inactivity. 

I've moved $100.00 seven  months ago and use if for $4.99 Shudder subscription.

I'm good for a couple of years 


Shudder subscription! Love it! Are u sure we aren’t related? 😂🤣


Message 7 of 24
Gmood1
Super Contributor

Re: NFCU Checking Account and CLOC question.. Use it or lose it?


@Remedios wrote:

Or you could ask for replacement card and buy a bag if ice every six months 

 

 


That's a great suggestion! God knows I could use that ice when out working on CC's estate grounds in the summer!  lol

Knowing this dude, he'll give me a ration of one ice cube a day, in order to make that bag of ice last the entire summer. Ha Ha Ha

Message 8 of 24
Remedios
Credit Mentor

Re: NFCU Checking Account and CLOC question.. Use it or lose it?

You gotta work harder, G. 

If you do, one day you may even be offered a beer. Maybe. 

"To The Left" ~ Gandhi
Message 9 of 24
Gmood1
Super Contributor

Re: NFCU Checking Account and CLOC question.. Use it or lose it?


@Remedios wrote:

You gotta work harder, G. 

If you do, one day you may even be offered a beer. Maybe. 


I can only hope Remedios. Dad always told me shoot for the stars. Well I'm shooting for that ice cold beer, out of CC's professional Chef size refrigerator! His frig cost more than my car. lol

 

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Message 10 of 24
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