NFCU SSL

[SouthJamaica]

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

[M_Smart007]

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@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

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I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

I have read just about every thread I could search for on myFICO regarding SSL

thanks to @SouthJamaica for this one!

any advice or suggestions are welcome?

[SouthJamaica]

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@M_Smart007 wrote:

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@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

---

I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

I have read just about every thread I could search for on myFICO regarding SSL

thanks to @SouthJamaica for this one!

any advice or suggestions are welcome?

---

I did it for $3010 rather than $3001. Everything's working swimmingly. My next payment due date is still years off.

[M_Smart007]

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@SouthJamaica wrote:

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@M_Smart007 wrote:

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@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

---

I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

I have read just about every thread I could search for on myFICO regarding SSL

thanks to @SouthJamaica for this one!

any advice or suggestions are welcome?

---

I did it for $3010 rather than $3001. Everything's working swimmingly. My next payment due date is still years off.

---

Thanks for the update!

may i ask how much you paid forward?,

I am assuming that one would want to pay it forward to optimize less than 8.9% Utilization.

I still Have option's as I am waiting the ACH to fund to NFCU

Thank You!

[SouthJamaica]

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@M_Smart007 wrote:

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@SouthJamaica wrote:

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@M_Smart007 wrote:

---

@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

---

I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

I have read just about every thread I could search for on myFICO regarding SSL

thanks to @SouthJamaica for this one!

any advice or suggestions are welcome?

---

I did it for $3010 rather than $3001. Everything's working swimmingly. My next payment due date is still years off.

---

Thanks for the update!

may i ask how much you paid forward?,

I am assuming that one would want to pay it forward to optimize less than 8.9% Utilization.

I still Have option's as I am waiting the ACH to fund to NFCU

Thank You!

---

I immediately brought it down to 9%.

[M_Smart007]

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@SouthJamaica wrote:

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I immediately brought it down to 9%.

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Got it, Thank you!

[JoeLuvsHisCredit]

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@SouthJamaica wrote:

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@M_Smart007 wrote:

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@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

---

I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

I have read just about every thread I could search for on myFICO regarding SSL

thanks to @SouthJamaica for this one!

any advice or suggestions are welcome?

---

I did it for $3010 rather than $3001. Everything's working swimmingly. My next payment due date is still years off.

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my Penfed and My BBVA are years off (payments to be make). On BBVA there is a trick to make payments to be push

[Revelate]

And there’s the confirmation of what Pizza posted previously.

Penfed should work if they have a secured loan still and open to everyone.

[JoeLuvsHisCredit]

Here is a picture of my penfed 

Revelate

 

[Anonymous]

You said BBVA as well? Got a pic of it to?