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NFCU SSL

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Super Contributor

NFCU SSL

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

 


FICO8 EQ 749 TU 783 EX 749 Total revolving limits 723k (602k reporting)
Message 1 of 19
18 REPLIES 18
Valued Contributor

Re: NFCU SSL


@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

 


I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

 

I have read just about every thread I could search for on myFICO regarding SSL

 

thanks to @SouthJamaica for this one!

 

any advice or suggestions are welcome?


Message 2 of 19
Super Contributor

Re: NFCU SSL


@M_Smart007 wrote:

@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

 


I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

 

I have read just about every thread I could search for on myFICO regarding SSL

 

thanks to @SouthJamaica for this one!

 

any advice or suggestions are welcome?


I did it for $3010 rather than $3001. Everything's working swimmingly. My next payment due date is still years off.


FICO8 EQ 749 TU 783 EX 749 Total revolving limits 723k (602k reporting)
Message 3 of 19
Valued Contributor

Re: NFCU SSL


@SouthJamaica wrote:

@M_Smart007 wrote:

@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

 


I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

 

I have read just about every thread I could search for on myFICO regarding SSL

 

thanks to @SouthJamaica for this one!

 

any advice or suggestions are welcome?


I did it for $3010 rather than $3001. Everything's working swimmingly. My next payment due date is still years off.


Thanks for the update!

may i ask how much you paid forward?,

I am assuming that one would want to pay it forward to optimize less than 8.9% Utilization.

 

I still Have option's as I am waiting the ACH to fund to NFCU

 

Thank You!


Message 4 of 19
Super Contributor

Re: NFCU SSL


@M_Smart007 wrote:

@SouthJamaica wrote:

@M_Smart007 wrote:

@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

 


I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

 

I have read just about every thread I could search for on myFICO regarding SSL

 

thanks to @SouthJamaica for this one!

 

any advice or suggestions are welcome?


I did it for $3010 rather than $3001. Everything's working swimmingly. My next payment due date is still years off.


Thanks for the update!

may i ask how much you paid forward?,

I am assuming that one would want to pay it forward to optimize less than 8.9% Utilization.

 

I still Have option's as I am waiting the ACH to fund to NFCU

 

Thank You!


I immediately brought it down to 9%.


FICO8 EQ 749 TU 783 EX 749 Total revolving limits 723k (602k reporting)
Message 5 of 19
Valued Contributor

Re: NFCU SSL


@SouthJamaica wrote:


I immediately brought it down to 9%.


Got it, Thank you!Smiley Happy


Message 6 of 19
Valued Contributor

Re: NFCU SSL


@SouthJamaica wrote:

@M_Smart007 wrote:

@SouthJamaica wrote:

1. Minimum loan amount for 60 month term is $3001. Was quoted 2.25% APR.
2. Application is by phone or in branch.
3. No pressure to take autopay.
4. No hard pull.
5. So far, prepayment does not appear to advance payment dates. Next payment due December 2022. If anything changes I will post update and bump this thread.

 


I am going to Bump.

As I am Going to apply for The Navy (NFCU) SSL

I plan on doing The 60 Month for $3001, as soon as The funds Transfer.

I want to Pay forward, and disable auto-pay.

 

I have read just about every thread I could search for on myFICO regarding SSL

 

thanks to @SouthJamaica for this one!

 

any advice or suggestions are welcome?


I did it for $3010 rather than $3001. Everything's working swimmingly. My next payment due date is still years off.


my Penfed and My BBVA are years off (payments to be make). On BBVA there is a trick to make payments to be push

Message 7 of 19
Moderator Emeritus

Re: NFCU SSL

And there’s the confirmation of what Pizza posted previously.

Penfed should work if they have a secured loan still and open to everyone.



        
Message 8 of 19
Valued Contributor

Re: NFCU SSL

PEN.jpg

 

Here is a picture of my penfed 

 Smiley Happy

Message 9 of 19
Valued Contributor

Re: NFCU SSL

You said BBVA as well? Got a pic of it to? Smiley Happy




Considering BBVA and 5% cards. (Forgive typos, mobile.)(Everything said is Just IMHO.)
Message 10 of 19