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NFCU

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Anonymous
Not applicable

NFCU

Hello everyone,

 

I have been reading this site and I hear everyone talking about Navy Federal Credit Union.  Do you have to be a member or know a member of the military to join this bank?

Message 1 of 4
3 REPLIES 3
pizza1
Community Leader
Super Contributor

Re: NFCU


@Anonymous wrote:

Hello everyone,

 

I have been reading this site and I hear everyone talking about Navy Federal Credit Union.  Do you have to be a member or know a member of the military to join this bank?


NFCU is rough to get into.  Their requirements are very strict...My Dad is retired from the service, so thats how I got in. It has to be family that is either currently in the military, or retired. When I applied, they asked me on the phone how I could be a member, and I told them my Dad is retired from the Marines, and Gov.  They put me on hold for like 5 min, and came back and told me I was "in". The ran my info, and SSn against the DOD, and it came up a match in their database, to my Dads info.  Thats how restricive it can be. 

 

Their were also a few posters who got in, and like months later down the road, NFCU closed all their accts, CC's etc, because they were questioning their eligiblity, and more more proof and documents. You cant fool them, it will come back later and bite ya.  So, if your Dad whas retired, then ok, or if you have a close immediate family member currently serving, then ok. 

Message 2 of 4
Scupra
Super Contributor

Re: NFCU

https://www.navyfederal.org/how-to-become-a-member/how-to-become-a-member.php

 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 4
notpaul
Regular Contributor

Re: NFCU

They froze my accounts and I am 100% legit, the person who took my phone app just didn't put in the info and now they want paper documents in person. I have them and it will work out fine for me, but it goes to show how strict they are, and they absolutely check. Do not mess with them on eligibility. Be 100% legitimate with documentation or you will be very sorry.
6/15 DC BK7, starting EQ FICO score 563

2/16 FICO EQ 661. TU 653, EX 660
Current CC Accounts: Capital One QS1 500; Overstock 1300; Care Credit 5000; Barclay Rewards MC 1300; JCPenney 3500; Amazon 3500; WalMart 3500; Target 500; PenFed Promise Visa 2000; PenFed CLOC 500; NFCU Flagship 12500; NFCU Platinum 8500; Credit One 1000.
Message 4 of 4
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