Next best CU to apply

[Jccflat]

So looking for the next best Credit union to apply for a credit card  soon I have navy federal credit union and penfed 

is AOD good ? Are they Bankropt friendly?

i have excellent credit and a bk form 2104 

[CYBERSAM]

I would put DCU in top 5 CUs!

DCU no longer pulls HP for membership and if you have established relationship with them for awhile, you can qualify for their CC with SP only! They also have lower then average rates for loans!

[Jccflat]

I don't have a relationship with DCU

[Anonymous]

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@Jccflat wrote:

I don't have a relationship with DCU

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I think @CYBERSAM was suggesting that you join (no HP needed) and then soon you would be eligible to apply for a credit card with them.

[Jccflat]

Ok is it better than Aod ? 
and to join dcu what Program do I need to join first ? Are the Generous with credit lines?

[CYBERSAM]

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@Anonymous wrote:

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@Jccflat wrote:

I don't have a relationship with DCU

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I think @CYBERSAM was suggesting that you join (no HP needed) and then soon you would be eligible to apply for a credit card with them.

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That is correct, sorry if I was not clear 🙏

[CYBERSAM]

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@Jccflat wrote:

Ok is it better than Aod ? 
and to join dcu what Program do I need to join first ? Are the Generous with credit lines?

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I can't say DCU is better then AOD, I don't have AOD membership. However AOD CC seems to be very good with 3%

DCU is not known for their CC, its very basic but you can get 10K with SP! However they are working to upgrade their CC lineup in the future! Also DCU dosen't require a Program to join and they have no GEO fence requirements.

[Anonymous]

Why not just do a second card with Pen Fed? Go for the gold card. It is the easy one to get and they do give decent CL's.

You have your foot in the door with Pen Fed and you would be an excellent customer for a second card.

Thanks

Mark

[SouthJamaica]

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@Jccflat wrote:

So looking for the next best Credit union to apply for a credit card  soon I have navy federal credit union and penfed 

is AOD good ? Are they Bankropt friendly?

i have excellent credit and a bk form 2104 

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1.  It depends what features you're looking for.

2.  Usually the best credit unions are the more localized, geofenced, restricted membership ones, so if I were you I would look first at what's available to you based on your geography, background, employment, educational institution, place of worship, etc., and shop around for the credit union that has features you like.

3.  Some of the good 'open membership' ones are Langley, Unify, BECU, Chartway, Affinity FCU, DCU, Consumers CU, Evansville Teachers, and Alliant CU.