PSECU PLOC NO LONGER - end of an era

[44Rebuild2Ball]

Hey folks,

Was preparing to app for PSECU PLOC. They updated their website and come to find...no PLOC product online.  Sent secure message to member services and confirmed.  PLOC product discontinued!!!  Very disappointed.  Anyhow, my recent NFCU More Rewards approval for 20k lessens the blow.

[northway]

I joined earlier this month and noticed the same. Sucks, but it seems like a lot of banks and CUs are moving away from offering PLOCs.

[reluctantgarden]

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@44Rebuild2Ball wrote:

Hey folks,

Was preparing to app for PSECU PLOC. They updated their website and come to find...no PLOC product online.  Sent secure message to member services and confirmed.  PLOC product discontinued!!!  Very disappointed.  Anyhow, my recent NFCU More Rewards approval for 20k lessens the blow.

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If you're looking for one, I recently got a $15k LOC from BCU, which matches my Cash Rewards CL so I was pretty happy.

[44Rebuild2Ball]

Yeah I see that.  Do you have datapoints on BCU?  TU8 pull scores & addt'l data?

[markbeiser]

If you are in Texas, Amplify CU still offers a PLOC.

[44Rebuild2Ball]

Thanks!  Not in Texas but appreciate that.  Got Langley, Affinity & Unify in the crosshairs for PLOC.  Anyone else feel free to weigh in.  

[reluctantgarden]

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@44Rebuild2Ball wrote:

Thanks!  Not in Texas but appreciate that.  Got Langley, Affinity & Unify in the crosshairs for PLOC.  Anyone else feel free to weigh in.  

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Affinity FCU is good as well--$3k PLOC there. For that and BCU--this past summer--TU8 was mid-770s, with lengthy profile but LOL/24. I would go for Affinity first, as BCU seems to have stricter (and lengthier) UW.