Pen Fed Personal Loan...blank check...

[AverageJoesCredit]

Just dont say that to JagO Shoegal

[shoegal]

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@AverageJoesCredit wrote:
Just dont say that to JagO Shoegal

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Lol fair enough.

Jago= Just a guy obsessed

[Anonymous]

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@AverageJoesCredit wrote:
If you were here long enough, you would have remembered Jag73 as JustAGirl73 .

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I think I may add fka justagirl73 to my siggy 😂.

[Anonymous]

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@Anonymous wrote:

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@AverageJoesCredit wrote:
If you were here long enough, you would have remembered Jag73 as JustAGirl73 .

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I remember JustAGirl73, thought jag73 is just into Jaguars (car).

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Lol she is! I mean, I am 😂. But in this case, it’s a shortened version of justagirl.

[Anonymous]

Anything that lowers APR I would in a hear beat.  The savings can be used to pay it down even faster.   DW has $4K of her kitchen on 0% til next November 2019. I have our IRS bill at 0% til next October.  I just pay an equal amount of the principal on each every month.  

[joltdude]

I miss my baby Jag... Sigh... That was a great car.... Though never get the first model year of a vehicle.... 

It actually had a not suitable for work name as well... 

Yes Enterprise carries some interesting post-lease vehicles... 

-J

[UncleB]

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@tcbofade wrote:

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@AverageJoesCredit wrote:
Tcbo, if this loan can make your life easier or help simplify your credit, saving you money as well, i would do it. Best part of this loan is once its paid off so is that debt. Good luck on your decision. I was supper happy to get my PL from Amex . Even though i may pay a little interest , i also look at it like im strengthening my credit and bettering my relationship with Amex for the future.

Best of luck

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I believe that it can simplify my credit and save me some dollars.  I didn't get the rate that YOU got you lucky son of a fish, but it's lower than the credit card interest rates. 

Offer is good through 30 November, so I might just sit on it for a week or so.

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I'm all about supporting people with their gardening endeavors, but I'm also quick to point out that credit should work for us - not the other way around - and that gardening should (usually) be a means to an end, not the destination itself.

That said, anytime there's an opportunity to save money I'm almost always "all-in" unless there are other circumstances (preparing for a mortgage, etc.). 

TL;DR... If this will save you interest and simplify your credit life it seems like a win-win to me! 

[tcbofade]

Thanks all.

I've got some work to do "outside of the Garden fence" next week, and while discussing various options with my local CU, I might see if they can and/or will offer a similar loan at a more attractive rate.

We shall see. 

[Anonymous]

Good Morning!

My mom received one of these checks.  How does she take advantage of this offer?  I know the check says to fill it out to herself for up to $25,000 and sign the back.  Does she just do this and deposit it as usual?  I know there will be a 7 day hold (at least).  Is there anything else she needs to do?

Thanks for any help.

[Jnbmom]

I got a mailer from Penfed the other day and thought ooohhhh I am special must be one of those checks everyone is talking about , noooooo it was for some kind of accidental insurance.

Guess I am not in the "special club"