Just had to share my recent experience with PenFed. Back in July 2018 I applied for and was approved for a PenFed Pathfinder Rewards AMEX with a $10k CL. I was very excited! Then as I was lurking on the MF boards I saw that many of you guys that are PenFed customers were receiving unsecured personal loan checks in the mail.
Of course, being a relatively new customer I was pretty sure it was too early in the process for me to receive one too, but just a couple of weeks ago (Nov 23) I thought for fun and giggles I'd go on their site and apply for a personal loan to consolidate some of my credit cards. A few minutes later I was approved! $15,000 for 5 years at 9.9%!! So excited! My score at the time was 772 (Exp - now its up to 780) with several inquiries. Made the request at around 4:00pm on a Friday, received check and paperwork in the mail the following Tuesday the 27th!
