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T-Mobile Money

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Frequent Contributor

T-Mobile Money

Hello all,

 

I just came across this - https://www.t-mobilemoney.com/en/home.html

Anyone have any experience/insights?

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Frequent Contributor

Re: T-Mobile Money

It looks like constant maintenance of sorts - withdraw $200 and deposit $200 every month so that you dont go over $3000 in one month, else the APY drops from 4% to 1%.

 

Amex BCE | Discover | Chase Freedom | Citibank DC | SYNCB | Barclay Rewards | BoA Cash Rewards | CapOne QS | Chase CSR | Chase FU | Amex Ascend | 2019 Goals = Done |
Message 2 of 6
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Valued Contributor

Re: T-Mobile Money

Just a heads up, business plan/group does not qualify, and only the primary of a family plan/group qualifies, otherwise a pretty solid offer. Unfortunately, I belong to a business plan.
Message 3 of 6
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Valued Contributor

Re: T-Mobile Money

Looks a lot like other debit accounts with a high APY on a nominal balance. I don't have a qualifying plan either.

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Message 4 of 6
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Established Contributor

Re: T-Mobile Money


@piroskavalentino wrote:

It looks like constant maintenance of sorts - withdraw $200 and deposit $200 every month so that you dont go over $3000 in one month, else the APY drops from 4% to 1%.

 


My understanding of the rules was that first $3,000 gets 3% APY and anything after that gets 1% and not the total amount at 1%

Message 5 of 6
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Frequent Contributor

Re: T-Mobile Money

I have it and use it as a saving account sorta i placed the 3k in there and have NFCU deposit 200  and withdraw 200 a few days later  and get the max interest ... its not much but everylittle bit helps




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