my experience with this was limited.
first I selected "send money with zelle," then "send to account," and followed the steps where I was hit with the following limits. maybe because my account is still < 30 days old?
after I added my account, I received an email stating I was now enrolled in popmoney. which I was told by a previously used local credit union uses ACH, but never used the service personally.
next I tried adding my account under "transfer money," then tried to "pay my US bank account." but received the notice I did not have any eligable accounts.
lastly, I tried to add my account as a bill payee where it did ask for account and routing numbers but acts like it will be sending a check.
if I am doing this wrong, is anyone who was successful able to provide screenshots?
@SlideOrInsert wrote:my experience with this was limited.
first I selected "send money with zelle," then "send to account," and followed the steps where I was hit with the following limits. maybe because my account is still < 30 days old?
after I added my account, I received an email stating I was now enrolled in popmoney. which I was told by a previously used local credit union uses ACH, but never used the service personally.
next I tried adding my account under "transfer money," then tried to "pay my US bank account." but received the notice I did not have any eligable accounts.
lastly, I tried to add my account as a bill payee where it did ask for account and routing numbers but acts like it will be sending a check.
if I am doing this wrong, is anyone who was successful able to provide screenshots?
My Zelle limits increased with time with US Bank but are still not high. Pretty much all banks are limited in the amount you can transfer daily/monthly. If you want to transfer large amounts of cash, Zelle is not the way to go.
the original post made no referrence to zelle, nor is it my intention to use zelle. I was more curious if anyone else was able to follow the described process with different results.
Hey @SlideOrInsert,
From my quick reading, it looks like you didn't add the bank account to the "recipient" (which is really easy to do within USB menus). I'm sorry my direction does not include pictures 
.
I recommend re-reading from number seven (7) and going down the list again. Remember to hit the smaller save button before the LARGER save button inside that popup window.
I'm here to help regardless!
I am able to add my account.
I initiate sending money.
when the amount is specified the limits are presented.
so the main question is still did I follow the correct process and is this a limit for everyone or just me?
I received this email after I added my account.
so with the same limits as zelle, this is slower than using zelle (relatively instant) as this method uses popmoney which I was led to believe is ACH (1+ days).
and likely it is still considered a P2P payment rather than electronic transfer/direct deposit.