@Gmood1 wrote:
If you want to join...join. lol
I'm also a member of both as well as many, many others. Lol
There's a couple of things either(Penfed/NFCU) does better than the other.
You can get a higher rate savings account with Penfed. You can pay your CCs from outside bank accounts.
The last one drives me nuts with NFCU!
I hate not being able to link external accounts to my CC's. So I can set auto pay up and not worry about missing a payment.Your income is fine OP. Let me ease your mind.
My individual income is lower than yours.
I have two CCs with them totalling $50k. On top of that I have roughly $800,000 in TCLs reporting. It took me two years to get SP offers. Some members get them right from the start.
I have SP offers in my account right now for auto loans. For some they are conservative for others , they open the penthouse up to you!
@Gmood1, Maybe I am not reading it correctly? Are you saying you can't pay from outside accounts?
I am able to pay from external. Maybe I am just mis-reading what you posted?
You read that right. I have the accounts there for transfers but I can't set auto pay up with them. I can only do it from the internal accounts @M_Smart007 .
@Gmood1 wrote:You read that right. I have the accounts there for transfers but I can't set auto pay up with them. I can only do it from the internal accounts @M_Smart007 .
@Gmood1 ..The only thing I can't seem to do is Minimum Payment, but I can do recurring transfers from outside accounts,
but in fixed amounts. One Time, Weekly, Bi-Weekly, Monthly, Twice a Month .. on a set Calendar date. So I can do auto pay,
but not for the Minimum. Maybe that is what you are trying to get through My thick head ..lol
😂😂
Exactly my friend! With Penfed, I can set auto pay to full statement balance.
Which is how I set all my CCs that aren't on a 0% BT.
So whatever that amount is, it gets paid.
