What bureau does Target use?

[Anonymous]

Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

[mrldp40]

eqx in ala

[Anonymous]

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wrote:
Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

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wrote:
Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

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With many it’s what part of the country you are from? Bet with that additional info someone on here can give you a better idea what they pull? Or maybe they pull the same no matter where.

[thummel]

Most likely it will be an Equifax pull

[Anonymous]

I submitted it for the hell of it and it appears to have gone through to the point of them depositing money to verify the account, so I’m not sure they pull credit at all for the debit version.

[UncleB]

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wrote:
Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

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As far as I know there's no credit check for the Target debit card since they do an ACH pull from your checking account for every transaction. 

I'll defer to those with the card for specifics.

[Anonymous]

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wrote:

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wrote:
Hey all, my wife just demanded that I open a Target debit card so that she gets free shipping, but we have our credit frozen right now and I don’t know which bureau to thaw. Does anyone know which they use?

---

As far as I know there's no credit check for the Target debit card since they do an ACH pull from your checking account for every transaction. 

I'll defer to those with the card for specifics.

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correct

[Anonymous]

Yes, this is correct.  I got the debit version when my credit was bad and have seen no reason to change to the credit card.   I get the free shipping and the 5% off and dont have to worry about remmebering to paying the bill.