cancel
Showing results for 
Search instead for 
Did you mean: 

cant get codes sometimes

tag
Emmatree
New Visitor

cant get codes sometimes

Does anyone have similar experience to this when the bank system says that it is unable to send it to your number?

Message 1 of 9
8 REPLIES 8
GZG
Senior Contributor

Re: PrePaid Number and Verification Texts

I know Microcenter refused my cricket prepaid number back when I bought a computer, so I imagine it's something that can happen

 

it is a pre-paid mvno right? cricket/boost/mint/straight talk and not some VOIP google voice number?

 

 

Starting FICO 8:
Current FICO 8:



0/6, 0/12, 4/24 new accounts
Message 2 of 9
Brian_Earl_Spilner
Credit Mentor

Re: PrePaid Number and Verification Texts

I believe @UncleB may have experience with this. 

    
Message 3 of 9
UncleB
Credit Mentor

Re: PrePaid Number and Verification Texts


@Brian_Earl_Spilner wrote:

I believe @UncleB may have experience with this. 


Yeah, I use AT&T Prepaid, but so far none of the banks I use have ever had an issue with it.  For a couple of years I ported over to Verizon Prepaid (before coming back to AT&T) and other than getting messages right after the port asking me to reconfirm my mobile number from a few banks (Chase was one) everything was OK there as well.

 

There are a lot of people here on the forums who don't have a postpaid account with one of the 'big three' and most have no issues.  One thing that is known to be problematic is when a Google Voice number is used.  While Google Voice numbers are (generally) able to get SMS text messages, they are classified as landline numbers so some banks won't allow them to be used for 2FA.

 


@Emmatree wrote:

I wanted some advice, I have prepaid and i have issues getting verification codes with some creditors and some creditors i have no issues at all. I was on the phone today with one of my creditors and for some reason, they couldnt send the text through to my number even though its been no issue in the past. They used the term "Innovis You" which I googled and it has nothing to do with Innovis the consumer report but a "failsafe text verification" which google says Detects when a passcode is being sent to a phone listed as a pre-paid account by the carrier. Which i'm thinking is why i'm running into issues sometimes with receving a code when on the phone with a creditor and they want the verbal code.. 

 


Hi @Emmatree, and welcome to myFICO!  wavey_zps81xnuobx.gif

 

If you'll tell us which creditor(s) you're having 2FA issues with we'll be able to give you better info.  Also sharing what prepaid mobile provider you're using could be helpful. Smiley Wink

Message 4 of 9
Emmatree
New Visitor

Re: PrePaid Number and Verification Texts

Just things ive noticed, especially citibank when the account gets blocked and needing to wait for a code in the mail.

Message 5 of 9
Snook_on_the_Line
Established Contributor

Re: cant get codes sometimes

I use cricket and have problems with Wells Fargo and Capital One.  
Wells Fargo will only send codes to my joint account holders phone for 2fa

 

Captial one    I tried to use my number with them and they didn't accept it.      Again  I used her number      And she's not even listed as an AU       So I think they just cross reference the billing address with the phone provider.    We have different last names and she has no affiliation with my cap1 cards other than living with me 

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900


Message 6 of 9
FicoMike0
Valued Contributor

Re: cant get codes sometimes

I use metro pcs, only had a problem once. The bank thought they were sending it, but I didn't receive it.  After reviewing a lot of web pages on their site, I found they had the wrong number. It was my current 7 digit number, preceded by the area code of a previous number. It took several call s to finally straighten it out.

Message 7 of 9
Snook_on_the_Line
Established Contributor

Re: cant get codes sometimes


@FicoMike0 wrote:

I use metro pcs, only had a problem once. The bank thought they were sending it, but I didn't receive it.  After reviewing a lot of web pages on their site, I found they had the wrong number. It was my current 7 digit number, preceded by the area code of a previous number. It took several call s to finally straighten it out.


Never had any problems with metro.    2fa worked with no problems.        
wish I hadn't switched to cricket.    
The  service was much better.    

 2fa worked.

&  I got a free Amazon prime subscription with my plan.

  They just wanted so much more for the same phones as cricket.    

 

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900


Message 8 of 9
FicoMike0
Valued Contributor

Re: cant get codes sometimes

My problem wasn't with metro, fidelity was sending  to wrong number. Lucky it was fidelity, they fixed it over the phone.  I like metro ok too.

 

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.