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40+ increase to FICO

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dacv01
Regular Contributor

40+ increase to FICO

I woke up to a pleasent alert- Fico jumped over 40 points as reports refreshed- 2 collections deleted and a PIF account updated... I am now in the 620 range. Considering I started on this forum last year at 500 I consider this a huge personal success. 




> 8 Inquiries, AAoC 6 years, AoOA 7 years, 11 months as of September 2024
Message 1 of 12
11 REPLIES 11
BmoreBull
Established Contributor

Re: 40+ increase to FICO

Congrats, nice work.


Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 2 of 12
Shawn19AL
Frequent Contributor

Re: 40+ increase to FICO

Congratulations!

 

 

Im waiting for my CR to update as well. 40 points would be stellar right about now

Message 3 of 12
gdale6
Moderator Emeritus

Re: 40+ increase to FICO

Well done, enjoy!
Message 4 of 12
Anonymous
Not applicable

Re: 40+ increase to FICO


@dacv01 wrote:

I woke up to a pleasent alert- Fico jumped over 40 points as reports refreshed- 2 collections deleted and a PIF account updated... I am now in the 620 range. Considering I started on this forum last year at 500 I consider this a huge personal success. 


Woo hoo!

 

Congrats!

Message 5 of 12
SweetCreditObsession
Valued Contributor

Re: 40+ increase to FICO

That's great, congratulations!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 6 of 12
Anonymous
Not applicable

Re: 40+ increase to FICO

Those kinds of surprises always make the morning coffee taste better - congrats!

Message 7 of 12
AllZero
Mega Contributor

Re: 40+ increase to FICO

Congratulations on your success!
Message 8 of 12
CYBERSAM
Senior Contributor

Re: 40+ increase to FICO

Congrats! Awesome job 👍👍







                
Message 9 of 12
nmk94
Regular Contributor

Re: 40+ increase to FICO


@dacv01 wrote:

I woke up to a pleasent alert- Fico jumped over 40 points as reports refreshed- 2 collections deleted and a PIF account updated... I am now in the 620 range. Considering I started on this forum last year at 500 I consider this a huge personal success. 


I love hearing stories like this. Congrats and kudos on all the hard work!

 

With the deletion of those 2 collections, do you have any more on your report? Or are you all clear?

1/24 - EX 831 | EQ 830 | TU 824
12/22 - EX 794 | EQ 799 | TU 741
9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 10 of 12
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