Account status on CR question

[Anonymous]

So I'm looking at my credit report on Experian and I see that all of Account Status say closed.... but with a balance. Not sure what this means. I'm looking to start sending out PFD letters today and want to make sure I'm doing the right thing. I will give a few examples.... So I put up one from 2008 and one from 2014 everything inbetween says the same thing. On MyFico it either says Collection Account or Unpaid. So confused right now... 

UNITED REVENUE CORP

Account Number	XXXX
Account Type	Collection
Terms	Unknown
Date Opened	08/01/2008
Account Status	Closed
Payment Status	Unknown
Payment Status Details	Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status Updated	11/01/2008
Balance	$288.00

MERCANTILE ADJMNT BUR

Account Number	XXXX
Account Type	Collection
Terms	1 Month
Date Opened	04/01/2014
Account Status	Closed
Payment Status	Unknown
Payment Status Details	Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status Updated	06/01/2014
Balance	$276.00

[gdale6]

Both of these entries appear to be unpaid CAs, you would need to proceed with the PFD in an attempt to get them removed, just make sure you have the full amount if this is inside your states SOL. Here are a couple of good threads to go over on the PFD.

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/...

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Example-Letter/td-p/4519

Good luck to you