Adding positive credit to your Transunion and Experian file that is only reported to Equifax?

[Anonymous]

I have a Auto loan that has been reporting only to my Equifax file. I would like to get this information added to my Transunion and Experian files as well. Any suggestions would be greatly appreciated and welcomed. Thanks in advance ;-)

[Anonymous]

Hi and welcome to the forums.

You can ask the creditor if they will report but it cost them money to do so.  Not all creditors will report to all 3 CRAs.

[Anonymous]

Thanks for the welcome Guinness. I have asked them to report to other agencies,  however they haven't actually reported to Equifax for 5 months since 6/13. Although I disputed the information as incorrect with Equifax and they corrected it manually after the investigation and no response from the OC. So as of 10/13 it is accurate on their report.

[Anonymous]

Have you asked the creditor how often they report?  Not all report monthly.

However, if they are supposed to be reporting monthly they are violating the FCRA by not promptly updating the report each month.

There is no law that says they have to report at all, just when they do it has to be accurate.

[Anonymous]

They were reporting monthly. Then all of a sudden nothing.