Re: Amex Optima application

sjt · ‎01-09-2021

@lexi_7170 wrote:
Great. Thank you so much for your help. I'm going to call Amex now and hopefully get back on the road to financial recovery.

Good luck and keep us posted.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

Cowboys4Life · ‎01-09-2021

Thank you. I suspected as much on the BK.

FinStar · ‎01-10-2021

@lexi_7170 wrote:
@Cowboys4Life does BK mean blacklisted or bankruptcy

BK = bankruptcy.

Typically, if AmEx was included in BK (IIB), then an individual is usually blacklisted (BL).

Anonymous · ‎01-11-2021

I had to make payments through a third party they sold the debt to (Nationwide Credit). Unfortunately I had to authorize them to auto-debit a set amount each month from my checking account rather than a debit/CC card, and honestly their website was sort of janky and I was nervous about it, but it was legit. They did allow me to make payments on top of the auto-pay amount so I was able to pay it down faster.

GrandBay · ‎05-20-2021

were you successful?

Anonymous · ‎05-20-2021

Yes I've had the card for a year or so now

Amex Optima application

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