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Are credit repair agencies always a bad idea?

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ORllyNao
Regular Contributor

Re: Are credit repair agencies always a bad idea?

lol well that escalated quickly. Glad to see everything got sorted out. 

 

No worries and no hurt feelings here, but yeah, some people may not take well to the tough love approach. Believe me, though, I'm equally hard on myself, which is why I'm being a bit stubborn about just putting credit repair on hold while I deal with family things for a bit (kid just recently released from hospital). Anyway, I haven't decided one way or another, but either way, I'm always lurking around the boards and learning as much as I can while picking away at the smaller bits of credit stuff I can fix right now. And I've already done TONS of work since starting my journey last August. This may end up just being a time to garden a bit, and pay off some of the old baddies that I know I can't PFD or GW off my reports (First Premier). 

 

Thanks for all the input everyone. And thanks donny10 for stepping back and correcting what some might see as a pretty harsh post. I love to think of these forums as a supportive place, and you stepping up to correct your words was awesome. 


FICO 8 | March 2023
Message 21 of 23
w121jld
Contributor

Re: Are credit repair agencies always a bad idea?

My husband was able to get several things off his credit report with Lexington Law.
Message 22 of 23
srchick
Regular Contributor

Re: Are credit repair agencies always a bad idea?

w121jld: Please refer to the numerous threads re Lexington Law on the forum. I'm sure it will be an "eye opener" for you and your spouse.Smiley Indifferent

Starting Score Feb. 2013: 568
Current Scores: TU (715) {Myfico} EQ {Myfico} (723) EX (751)
Goal Scores: All at 750 by 3rd Qtr 2016 (Before tackling 800's) Don't procrastinate, take the first step!
Message 23 of 23
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