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CSC Dispute Comments Removal

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basballguy
Frequent Contributor

CSC Dispute Comments Removal

So Equifax says they can't remove my dispute comments, i have to do it through CSC.  No biggie.  But when i call CSC, the rep told me she has to send a letter to the collection company to have them verify the account is no longer in dispute.

 

Does anyone have a different experience or contact #?


Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: CSC Dispute Comments Removal

Did you dispute with the CRA or the creditor?  Has the dispute been resolved?

Message 2 of 13
rckstrscott
Valued Contributor

Re: CSC Dispute Comments Removal


@basballguy wrote:

So Equifax says they can't remove my dispute comments, i have to do it through CSC.  No biggie.  But when i call CSC, the rep told me she has to send a letter to the collection company to have them verify the account is no longer in dispute.

 

Does anyone have a different experience or contact #?


What is CSC?

 

In my experience, I did in fact do just that. Prior to my mortgage, I wrote a letter to each CA that said in dispute that I was no longer disputing this account and they need to remove the flags. They did. But from my understandin, and some LOs have indicated this in the mortgage forum, there are ways to get the CRA to remove these flags...

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 3 of 13
basballguy
Frequent Contributor

Re: CSC Dispute Comments Removal


@Anonymous wrote:

Did you dispute with the CRA or the creditor?  Has the dispute been resolved?


 

You're trying to diagnose the wrong problem.

 

Let's keep this thread focused on CSC proccess for Dispute Comment removal please. 


Message 4 of 13
basballguy
Frequent Contributor

Re: CSC Dispute Comments Removal


@rckstrscott wrote:

@basballguy wrote:

So Equifax says they can't remove my dispute comments, i have to do it through CSC.  No biggie.  But when i call CSC, the rep told me she has to send a letter to the collection company to have them verify the account is no longer in dispute.

 

Does anyone have a different experience or contact #?


What is CSC?

 

In my experience, I did in fact do just that. Prior to my mortgage, I wrote a letter to each CA that said in dispute that I was no longer disputing this account and they need to remove the flags. They did. But from my understandin, and some LOs have indicated this in the mortgage forum, there are ways to get the CRA to remove these flags...

 

-scott


 

CSC is a company that "occasionally" handles accounts on behalf of EQ.  And this is the exact scenario.  I have a couple accounts with dispute remarks I got removed from TU and EX.  EQ indicated they cannot remove the remarks because CSC is handling.  CSC claims only account owner (collection company) can remove comments.

 

I can send off the letter and wait 30+ days but am in a bit of a time crunch....hence the post.  Smiley Happy


Message 5 of 13
Shogun
Moderator Emeritus

Re: CSC Dispute Comments Removal

CSC actually handles the reporting for equifax in the midwest.  I've dealt with them myself.  When you call them, ask for "special handling" and don't take no for an answer. That's what I finally had to do.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 13
rckstrscott
Valued Contributor

Re: CSC Dispute Comments Removal


@basballguy wrote:

@rckstrscott wrote:

@basballguy wrote:

So Equifax says they can't remove my dispute comments, i have to do it through CSC.  No biggie.  But when i call CSC, the rep told me she has to send a letter to the collection company to have them verify the account is no longer in dispute.

 

Does anyone have a different experience or contact #?


What is CSC?

 

In my experience, I did in fact do just that. Prior to my mortgage, I wrote a letter to each CA that said in dispute that I was no longer disputing this account and they need to remove the flags. They did. But from my understandin, and some LOs have indicated this in the mortgage forum, there are ways to get the CRA to remove these flags...

 

-scott


 

CSC is a company that "occasionally" handles accounts on behalf of EQ.  And this is the exact scenario.  I have a couple accounts with dispute remarks I got removed from TU and EX.  EQ indicated they cannot remove the remarks because CSC is handling.  CSC claims only account owner (collection company) can remove comments.

 

I can send off the letter and wait 30+ days but am in a bit of a time crunch....hence the post.  Smiley Happy


Ugh.. That sounds like a pain!

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 7 of 13
Anonymous
Not applicable

Re: CSC Dispute Comments Removal


@basballguy wrote:

@Anonymous wrote:

Did you dispute with the CRA or the creditor?  Has the dispute been resolved?


 

You're trying to diagnose the wrong problem.

 

Let's keep this thread focused on CSC proccess for Dispute Comment removal please. 


Umm, excuse me?  I have a valid reason for asking.  So please refrain from telling me what you THINK I am trying to diagnose.

Message 8 of 13
basballguy
Frequent Contributor

Re: CSC Dispute Comments Removal


@Shogun wrote:

CSC actually handles the reporting for equifax in the midwest.  I've dealt with them myself.  When you call them, ask for "special handling" and don't take no for an answer. That's what I finally had to do.


 

When you finally find the right person to do what you needed, what was the turnaround time for seeing the updates?


Message 9 of 13
ficophobic
Contributor

Re: CSC Dispute Comments Removal


@basballguy wrote:

@rckstrscott wrote:

@basballguy wrote:

So Equifax says they can't remove my dispute comments, i have to do it through CSC.  No biggie.  But when i call CSC, the rep told me she has to send a letter to the collection company to have them verify the account is no longer in dispute.

 

Does anyone have a different experience or contact #?


What is CSC?

 

In my experience, I did in fact do just that. Prior to my mortgage, I wrote a letter to each CA that said in dispute that I was no longer disputing this account and they need to remove the flags. They did. But from my understandin, and some LOs have indicated this in the mortgage forum, there are ways to get the CRA to remove these flags...

 

-scott


 

CSC is a company that "occasionally" handles accounts on behalf of EQ.  And this is the exact scenario.  I have a couple accounts with dispute remarks I got removed from TU and EX.  EQ indicated they cannot remove the remarks because CSC is handling.  CSC claims only account owner (collection company) can remove comments.

 

I can send off the letter and wait 30+ days but am in a bit of a time crunch....hence the post.  Smiley Happy


I faxed a letter CSC and they removed the dispute comments.

Starting Score: 501
Current Score: 529
Goal Score: 700


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Message 10 of 13
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