Capital One Collection Help.

[evsports7]

I have recently received my capital one secured credit card for $200.00. I currenlty have a capital one credit card in collections from Portfolio Recovery A of $1,592 date assigned 2013. Will this hurt my chances on trying to get the capital one unsecured platinum card? Also should i try to pay the collections card off? I got this card back in 2009.

Thank you.

[evsports7]

anyone on recommendations?

[RobertEG]

I would logically presume that having an unpaid, delinquent debt with a creditor would affect their willingness to grant new credit.

Paying would remove it as an unpaid, delinquent debt.....

[Anonymous]

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@evsports7 wrote:

I have recently received my capital one secured credit card for $200.00. I currenlty have a capital one credit card in collections from Portfolio Recovery A of $1,592 date assigned 2013. Will this hurt my chances on trying to get the capital one unsecured platinum card? Also should i try to pay the collections card off? I got this card back in 2009.

Thank you.

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1 year after CO it typically what you need. I had a fairly large CO with them that also went into a judgement and they gave me both the QS1 & Platinum cards with $500 limits.

Try this link;  https://findmycard.capitalone.com/en/PageVersions/LandingPages/LP_ONE_V01.aspx

[evsports7]

Ok that's good to hear. Just wanted to see of it was even worth paying off since it is a few years old.

[Anonymous]

Skybuilder, did your CO with Capital One ever get to the point where you ended up receiving a 1099-C for the cancellation of debt and tax purposes?

[Anonymous]

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@Anonymous wrote:

Skybuilder, did your CO with Capital One ever get to the point where you ended up receiving a 1099-C for the cancellation of debt and tax purposes?

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No I didn't and it never was sold or transfered to an outside CA either.

[haleyjen]

Does anyone know if Capital One will take back from collections if you pay?  I absolutely refuse to deal with Portfolio Recovery.

[RobertEG]

If the debt collector has already reported, then they alone have the ability to directly agree to delete their reporting.

Absolute refusal to deal with them by not making a PFD offer willingly removes your ability to pursue that option......

[haleyjen]

It's Portfolio.  We all know PFD isn't happening.  They are the absolute bottom feeders of debt collectors.