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Good job on the GW! I do wonder though if that would work on older lates with Cap One.
Great story, thanks for sharing! I just got done writing up my first letter to them after reviewing my credit report. It appears the couple of lates I have with them occurred when I had to travel for work or was in between jobs. Other than these, I have stellar payment history with them. Before you say anything I do know how to avoid this now (autopay, etc.), but these occurred a few years back when I was still none the wiser. Nobody's perfect lol.
Wow Congrats !!!
Congratulations! Is there any chance that you can dm me the email that you used?
Thank you for sharing your news. Congrats! I have the same request. Would you mind sending me a DM with the goodwill letter/email template that you used? I have two Capital 1 cards that I am seeking help with. Any info given will be greatly appreciated!
Congratulations! Do you mind sharing the email you used to me? I would greatly appreciate it.
It's always a good idea to write a GW request that is different from others. Your circumstances that caused the CO or lates. You want the reader to feel for you thus wanting to help you.
It's fine to look at other people's letters to get the idea. When I had two GW chargeoff deletions simotaniusly from Capital One that were granted on my first email. My letter involved no rhetoric or how wonderful Capital One is (even though they are).
My email was one paragraph that was compelling to the person reading it.