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I currently have a collection on my CR for $73 from an unpaid Cable bill after I had moved that I didn't know about. After looking at my credit report I saw:
The collection agency "Crd Prt Asso" was hired to collect a debt of $73
After doing some due diligence I found out that this is (CPA) Credit Protection Association. I have read very bad reviews about this company and they currently have a BBB score of "F". I did notice that the main office is located like a mile down the road from where I live. I want to wite them a GW letter to try and get the baddie off my report. Is there much of a sucess rate in getting a collection off? Maybe I'll walk my butt in to the office and hand it in...that might be a bad idea though
I guess I failed to mention that I had paid the $73. Here are the relevant details:
Collection agency: Crd Prt Asso
Original balance: $73
Current balance: $0
Status: Not Reported
Date assigned: Sep 12, 2005
Date reported: May 27, 2006
Date last active: Not Reported
Date paid: Not Reported
Date closed: May 27, 2006
The account was for Indiana (SOL 6 years). I now live in Texas (SOL 4 years). Since I already paid, this wouldn't matter right? I was just inquiring whether a GW letter usually works in cases of a paid collection. I assume I send it to the collections agency rather than to the cable company.
Thanks.