Credit Karma Direct Dispute Success!

[Anonymous]

I think TU is a little TOO delete-happy. I disputed lates on a closed and fully paud student loan. I wasn't disputing the account at all, just the lates. Lo and behold, TU just deleted the tradelines. Not too pleased about that. Now I have to contact the loan company if I want to put the account back on my report. Ugh.

[Anonymous]

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[Anonymous]

And this... lol... If you saw the screenshot yesterday it was 7% and 100% I know this is error though and will reset back to the way it was, I saw this happen last time I disputed something and it was not removed, CK is silly.

[Anonymous]

Yeah I definitely never rely on their scoring methods or credit factors only the report information.

[Anonymous]

Same here, I had this exact same thing happen last time I tried disputing something (and failing) with EQ, it corrected itself in a matter of days and my Payment History was back at 100% but the first time this happened I had a mini-panic. I honestly think Credit Karma somehow makes getting things deleted easy, almost like it's some sort of loophole or glitch in the system, I feel like had this EQ stuff been disputed using CK's feature they'd have entirely different results.

I have a MyFico 3B subscription too though, only CK freaks out... MyFico looks perfectly normal on all 3.

[Anonymous]

I know I keep posting about this but I can't resist... all of them gone in just a little over week, if only both columns looked like that.

[Anonymous]

That is seriously awesome! Im awaiting the results of my second dispute now. I have one more to go after this one (if approved) and I cannot wait to have at least one completely clean credit report! I wonder how my scores will change. Can you notice any positive change to your scoring yet?

[Anonymous]

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@Anonymous wrote:

I know I keep posting about this but I can't resist... all of them gone in just a little over week, if only both columns looked like that.

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i'm disputing a paid tax lien right now that i started on monday and it says it'll probably be complete by jan 6th. Did all of yor disputes take a month to complete?

[Anonymous]

My first dispute took two days the second one is pending and i started it two days ago. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I know I keep posting about this but I can't resist... all of them gone in just a little over week, if only both columns looked like that.

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i'm disputing a paid tax lien right now that i started on monday and it says it'll probably be complete by jan 6th. Did all of yor disputes take a month to complete?

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The estimated time given to me was roughly a month but they were surprisingly fast, my first one took over a week but all of these others were done in just over a week combined, they were all public records plus 1 tax lien... not sure if public record disputes are quicker or high rate of success or not, I do know you can get them legally removed though with some effort even without using this method based on articles I've read.

Good luck!

I still have 5 records each on my other two though, only Trans Union is looking good lol.