No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Which date will the 7yr reporting period go by? See below, it's an old BofA credit card.
Account Number: XXXX
Current Status: CHARGE-OFF
Account Owner: Individual Account.
Type of Account : Revolving
Credit Limit: $ 0
Term Duration: Terms Frequency: Monthly (due every
month)
Date Opened: 01/2005
Balance: $ 0
Date Reported: 05/2008
Date of Last Payment: 04/2007
Date of Last Activity: N/A
Date Major Delinquency First Reported: 01/2006
Months Reviewed: 40
Description: Transfer/Sold
Charge Off Amount: $ 464
Type of Loan: Credit Card
Date of First Delinquency: 06/2005
Comments: Charged off account
@awdsmama wrote:Which date will the 7yr reporting period go by? See below, it's an old BofA credit card.
Date of First Delinquency: 06/2005
It's 7.5 yrs from the DOFD. Legally you have 11 months to go, but it is not uncommon for these things to disappear at 6.5 or 7.0 yrs.
Good luck,
Thank you :-)
@awdsmama wrote:Thank you :-)
Anytime