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To whoever this may help... I was successful in negotiating a settlement for half the amt owed and PFD with Dynamic Recovery Solutions and the debts have been removed from my CR. Full transparency, I believe they did it bc they were both medical debts and it brought my total on each to under the $500 threshold that would cause the debt to be no longer reported on my bureaus since the new law on med collections was passed. Either way they were super easy to deal with and were willing to accept a settlement for 50% and removed both collections within 15 days. Hope this helps anyone who has any collections with them. Best of luck!
Congrats! Could you add your DP's to this thread on who PFD's? May help others.