Congrats! Yes, it does take time. I was stuck at certain numbers for quite some time, then a pop of close to 20 points would happen now and then at times that couldn't really be explained. Then nothing again for a while. All I can do actively right now until the last baddie drops off next year is to increase a limit here and there. Waiting to see if NavyFed does that at my sixth statement date as some say they do. If not I will request it.
