@Duke_Nukem wrote:So excited today after asking TU for an early exclusion on my and my DW's BK7 filed in Jan 2012 (due to fall off Jan 2022). TU granted them INSTANTLY, (like hit the submit button and email appeared saying the dispute has been completed). It seemed like an automated process without any human review. I won't be able to get a Fico TU score for at least a week, but our VS3 scores (from Credit Karma) jumped up 80-98 points!
So we logged into our TU accounts and went to the Dispute Center. There we started the dispute process and selected the BK7 in the public record category. We selected the "It is inaccurate" and then "This public record is paid, satisfied or released" box. Added a comment about seeking an early exclusion, and BAM! Below is a screen shot that should help. Good luck everyone!
Man, I 'pose to be in bed already, and you up here trying to get me excited with some new finesse. I'mma do it then! 0:dark:21 in the morning. Where your CashApp? You spittin' game. My screenshots pending.
Wish me luck.
@AlanGJP wrote:Just chiming in here as I had a TU EE a few months back...
Calling does not work. Neither does asking for a supervisor. Both times I was denied and told to wait until Sept (when it was due to fall off anyway).
Out of desperation (and figuring I had nothing to lose) I tried disputing it on TU's own website. (Figured this was the best route) I can't recall now what option I picked, but within minutes I received an email saying it was approved and removed.
Use the website, forget calling - it's fast an easy as long as you're within that 6 month EE window.
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I'm going in.
WEEEEEEEE ARE THE CHAAAAAAAMPIONS, MY FRIEEEENDS...
ANNND WEEEEEEE KEEEEEP ONNN FIIIIIIGHHHTING TO THEE ENNND...
BOOOYAHHHH!!!
@grassfeeder wrote:OK, I just did the dispute EE on the website as Im 12 months out and I was curious. Says deleted. No joke! We'll see how that ages though.
12? Lawwwdy. If I would've had tha b^lls.
