How fast do collections drop off?

[RobotDR]

Hi Everyone!

If my report says a collection is set to drop off on April 2022 for EX or June 2022 for TU, will it usually fall off on the first days of the month? Is it random? Any data points?

[lucknpat]

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@RobotDR wrote:

Hi Everyone!

If my report says a collection is set to drop off on April 2022 for EX or June 2022 for TU, will it usually fall off on the first days of the month? Is it random? Any data points?

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For EX they delete 2 weeks into the month on Sundays. As for TU I'm not sure, but you can try EE by filing a dispute using the account is too old option. You can do this 6 months early.

[OmarGB9]

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@RobotDR wrote:

Hi Everyone!

If my report says a collection is set to drop off on April 2022 for EX or June 2022 for TU, will it usually fall off on the first days of the month? Is it random? Any data points?

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You should be able to request early exclusion for both of those today.