Today, I received an early exclusion from experian on my last negative account. All 3 credit bureaus now report no lates, no c/o, no collections or public records. My scores are now in the 740's range. I am so excited I could just shout!!! 3 years ago, my scores were in the 500's and I felt there was no hope. It took a long time, hard work, and now they are clean. Thank you to all of you that gave advice over the years, and I hope I can help others now.
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