Need some advice

[Anonymous]

Hello,

I am new to the forum here, but I have learned quite a bit from you all. I am asking on advice where to start in my credit rebuilding process. I have a total of 7 collections, (YIKES), and I am looking to try and get rid of them.

Here they are:

RMP Serv- $128 (Medical) 2015

Centrl FIN.-$3,019(Medical) 2015

Stellar- $603 (Dish Network) 2014

AFNI- $1,013 (AT&T) 2015

Portfolio Recovery-$481 (Capital One) 2015

Diversified Consultants-$571.-2015

My credit score is right around a 580. Does anyone have any advice on how to potentially get rid of these. Should I send pay for delete letters, get them to verify the debt, or contact the original creditor? Please excuse my ignorance, but thank you all for the help!

[gdale6]

For unpaid medical debt that is reporting on your CR:

1. Call the OC and see if you qualify for Charity Care
2. If not then ask that they recall the collection in exchange for full payment
3. Send the reporting CA a PFD offer
4. Google the HIPAA Process and contact its creator for help