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Woke up and logged into Experian site this morning. Had an updated report and score notification. Clicked on it and my score went up 16 points today. Was at 696 now at 712. This is the 12th month since my last 30 day late payment. Currently have 4 30 day late payments on one of my capital one credit cards ranging from 2016-2018. Also, my AAOA went to 2 years 2 months and my oldest account aged to 3 years 10 months.
Congrats!
Congratulations!
Excellent. Thats how you rebuild. Live and learn. My 1 30 day is over 5 and a half yrs. Cant wait to see it go away. Not that it will cause a point gain like yours. Nice to be rid of it. Wauy to go!