Finance company/dealer paid it off but even then the current status should be paid and pays as agreed as they ultimately got paid the entire balance in full 6 years ago even if that added one 30 day late at the time shouldn't it?
Hang on, you're saying that this 6 year old account which was paid in full is still reporting that you have a balance owed? You can post screen shots here, the forum does support photos.
If it's paid and closed 6 years ago and the current status being reported is anything other than paid/closed, then I would definitely dispute that. When was the last time that this creditor reported the status?
All 3 apps show the same data as the Experian app. Basically Experian is showing it as currently paid. It looks like the other 2 are saying I'm currently 30 days past due as of today and have been 30 days past due since God knows when.