Hey guys, sorry to ask this if it has been answered. I was able to get three baddies EE this morning but wondered about updating fico scores.
My monthly myfico report is typically updated around the 18th of each month. If TU deleted the 3 derogatory accts this morning how soon will they organically update on my scores? Is my only option to get sooner score update by paying myfico for a new update? Will this ensure the new scores reflecting my 3 accounts being deleted or does that take a certain amount of time to update? Thank you in advance. I am just excited now and would like to see how my scores change due to these 3 baddies being deleted.
Starting Score: 461
I'd wait. Takes a little time for their computers to calculate the new scores with file movements.You can check on Credit Karma to see once it all has been completed because you get daily TU updates. Then you could do an1B pull from TU and see where you sit. Congrats.
@IamWesty12 wrote:... organically update on my scores? Is my only option to get sooner score update by paying myfico
Once you confirm the items have been deleted (using Credit Karma as suggested by @FireMedic1), then you can expect a new score/event alert from myFICO to follow about 24-48hrs later. Alerts are generally delayed but TU seems to the quickest to receive amongst the 3.
FYI - you'll only see an updated score for FICO 8 - additional scores will not update with the alert and the deleted accounts will still appear on myFICO. Once a new report is actually pulled per your subscription, the deleted accounts will no longer appear and all additional scores will update as well.
Congrats on your successful EEs!
Awesome, thank you as always to @FireMedic1 and @thornback I really appreciate the excellent advise. Will chill and wait for the CK updates and then proceed in time. TY TY TY!