I remember seeing a long detailed post from someone that was basically a step by step process for rebuilding but can't find it listed in the helpful threads sticky.
it was something like step one: pay every active trade lines first and on time.
step 2: tackle charge-offs
step 3: pay collections...
am I imagining such a post?
im trying to figure out how to move forward to maximize my scores as quickly as possible.
any help or pointers to that thread would be greatly appreciated.
thanks in advance.
Thank you!!! That really should be stickied!