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SOL Clarification

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Anonymous
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SOL Clarification

I've done a search and read dozens of threads on the issue and I'm totally unclear:
I was just informed of an old credit card debt which could be pursued either in FL or IN. Apparently, I made a payment in 2003 though I don't recall it. Let's say Nov 2003 for argument's sake.
Indiana:
 Indiana Statutes of Limitation

Breach of contract for sale under UCC: 4 years.

Unwritten accounts or contracts and promissory notes or written contracts for payment of money executed after August 31, 1982: 6 years.

Written contracts unrelated to the payment of money: 10 years.

Written acknowledgement or new promise signed by the debtor, or any voluntary payment on a debt, is sufficient evidence to cause the relevant statute of limitations to begin running anew.

Judgments: 10 years unless renewed.

 

I know FL is 4 years but is Indiana, for credit cards, 4 or 6 years? Am I in the clear?

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fused
Moderator Emeritus

Re: SOL Clarification

It's 6 years for CC accounts in Indiana.
 
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