No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I don't know if it's new or if I just never heard about it before, but Selflender offers a credit card that is secured by your installment loan payments to them. There is no credit check for the credit card. Even when your installment loan is paid off, the card stays active. It's an excellent way for someone with bad or no credit to get a credit card (without a hard inquiry).
It's not just the card, I had it happen with my pre-qualifiied credit line. For example, I was pre-qualified for $1000. I wanted to buy something that had a 0% offer. I was approved for the 0% offer, but didn't use my entire pre-qualified line of $1000. There was no hard inquiry and the unused portion was still available for use. As I paid the loan, the available credit was increased by each payment amount. My account with them is basically acting like PayPal credit at this point. It could be a fluke, but I'm not planning to take any new loans to test it.
I've had an account with them for 6 or 7 months now (with a small $25 per month payment). Maybe after so many payments, they send the invite for the card. I hadn't heard that they had one prior, but all the sudden, they provided a link, and in seconds, they said the card was on the way. It'll lower my ave age of accounts, but also build my payment history up quicker, over time. Just my take on it. They also said the min credit limit was $100, so you have to have at least that much paid into it (my limit's a tiny $150). Still seems like a good rebuiding tool, as far as payments.
My only thought is, what happens when you've outgrown this card and want to close it? Does anyone think this card would graduate to an unsecured option at some point? I see Self Lender/Card spoken highly of and in a facebook group someone said they had 1,500 loan with them. That seems like a like on a secured card that might now grow into something better.