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Synchrony Bank Goodwill Success!!

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Goldenticket
Established Member

Synchrony Bank Goodwill Success!!

I just received notification that my Lowe’s Credit line which was closed as a charge off in early 2017 and subsequently paid in full was deleted from my credit reports!!
I used the goodwill saturation technique and sent goodwill deletion requests to 7 different addresses for Synhrony Bank.

This was my third round of letters to Synchrony Bank. I do not know which address yielded the deletion but I am so encouraged. This was an account which was reported late 8 times including a 180 day late!

Thank you everyone for your Goodwill Success Stories.

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Synchrony Bank Goodwill Success!!

this encourages me to find as many addresses for my macy's card removal.. i know its a different bank.. but still encouraging to read! congrats!! 

Message 2 of 13
Anonymous
Not applicable

Re: Synchrony Bank Goodwill Success!!

Congratulations and nice job going 3 Rounds with the Saturation Technique!  While it took me about 3 Rounds on one of my dirty Synchrony accounts, it took around 10 Rounds on the other (dirtier) one.  Great work!

Message 3 of 13
Goldenticket
Established Member

Re: Synchrony Bank Goodwill Success!!

Thank you! I read your saturation technique post over and over and just started acting like an address detective. I have collected addresses for all the derogatories I am trying to goodwill. So far, the only GW that worked better online was Capitol One by emailing their executive office. I had to try twice and I only got 1 of 4 (but the most recent) lates removed. They called me back and left me a message with a direct extension, a case number and a PIN. I am going to email them again in a few months and see if I can get more deleted.

I appreciate you sharing your experience!

Message 4 of 13
cyrusvalentino
Frequent Contributor

Re: Synchrony Bank Goodwill Success!!

Congrats on the removal they are one of the hardest to get removals with.


Starting Score (12/01/2021):

Current Score (03/01/2022):

Goal Score (01/01/2023):

Other Stats:

Message 5 of 13
HiiiPoWeR
Regular Contributor

Re: Synchrony Bank Goodwill Success!!


@Goldenticketwrote:
I just received notification that my Lowe’s Credit line which was closed as a charge off in early 2017 and subsequently paid in full was deleted from my credit reports!!
I used the goodwill saturation technique and sent goodwill deletion requests to 7 different addresses for Synhrony Bank.

This was my third round of letters to Synchrony Bank. I do not know which address yielded the deletion but I am so encouraged. This was an account which was reported late 8 times including a 180 day late!

Thank you everyone for your Goodwill Success Stories.


CONGRATS! I been trying to get them to remove a few charge off from my report. Can you message me the addresses you used?

Message 6 of 13
Anonymous
Not applicable

Re: Synchrony Bank Goodwill Success!!

Please let me know the addresses you used also thank you so much!!


@HiiiPoWeRwrote:

@Goldenticketwrote:
I just received notification that my Lowe’s Credit line which was closed as a charge off in early 2017 and subsequently paid in full was deleted from my credit reports!!
I used the goodwill saturation technique and sent goodwill deletion requests to 7 different addresses for Synhrony Bank.

This was my third round of letters to Synchrony Bank. I do not know which address yielded the deletion but I am so encouraged. This was an account which was reported late 8 times including a 180 day late!

Thank you everyone for your Goodwill Success Stories.


CONGRATS! I been trying to get them to remove a few charge off from my report. Can you message me the addresses you used?


 

Message 7 of 13
Anonymous
Not applicable

Re: Synchrony Bank Goodwill Success!!

Would you mind sharing the addresses that you sent to?

 

I literally just got off the phone with someone from the Office of the President who told me I wasn't eligible for a Goodwill adjustment due to having more than one 30 day late on my account since it's been opened.

 

That being said, I am not giving up and would like to keep trying. Thanks in advance and congrats!

Message 8 of 13
Goldenticket
Established Member

Re: Synchrony Bank Goodwill Success!!

The address the written confirmation of my trade line DELETION came from

 

Customer Relations

PO BOX 6150 

Rapid City, SD 57709 6150

 

i however accumulated 7 different addresses for Synchrony bank through basic googling.  

Message 9 of 13
Anonymous
Not applicable

Re: Synchrony Bank Goodwill Success!!


@Anonymous

I literally just got off the phone with someone from the Office of the President who told me I wasn't eligible for a Goodwill adjustment due to having more than one 30 day late on my account since it's been opened.

 


They are full of it, definitely keep trying.  I had 3-6 late payments on my dirty Synchrony accounts and was able to get them all cleaned up over time.

Message 10 of 13
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