TU EE Process

[Newfhntr]

Can someone provide me with some clarification on requesting EE from TU.

I have read that some people suggest not calling but using their website because the response is quicker.  The only contact I see on their website is chat or filing a dispute.  Which do you use to request EE?  I know I don't wasn't to actually file a dispute.

I attempted to reach for this but didn't have any luck.  I am sure it is posted somewhere.

I have a CO that is scheduled to be removed on 8/24 and would like to request an EE.

[Creditwiser]

I used the TU website and requested a dispute. I referenced my BK to age and by the time I logged off, I received an email that it was deleted. This EE was several months early. 

[Jeffster1]

I got my BK EE 6 months early by calling. The only reason I called was that I was not able to access the TU website to pull my report for some reason. I would have much preferred to do it online. 

I did have great success...before I lost access to TU...with getting EE on a few accounts which were reporting lates just before my BK. I believe I got EE on those about a year early, and did those online. 

[7774x]

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@Newfhntr wrote:

Can someone provide me with some clarification on requesting EE from TU.

I have read that some people suggest not calling but using their website because the response is quicker.  The only contact I see on their website is chat or filing a dispute.  Which do you use to request EE?  I know I don't wasn't to actually file a dispute.

I attempted to reach for this but didn't have any luck.  I am sure it is posted somewhere.

I have a CO that is scheduled to be removed on 8/24 and would like to request an EE.

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Go TU disputes .. Click Other .. do not check any of the other  dispute reason boxes ...there are about 25...  After clicking other, a box  pops to asking to state  reasons for dispute..I say item  is old ...asking for an Early Exclusion  to immediately remove  item  .. state  the request is not a dispute.  Presto in 5 seconds.. up pops decision saying request approved & also you get an email .. baddie gone..   Ask at 6 month mark  for EE ..  done this over 30x helping  friends,  family  , co workers ...worked every time !

[7774x]

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@7774x wrote:

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@Newfhntr wrote:

Can someone provide me with some clarification on requesting EE from TU.

I have read that some people suggest not calling but using their website because the response is quicker.  The only contact I see on their website is chat or filing a dispute.  Which do you use to request EE?  I know I don't wasn't to actually file a dispute.

I attempted to reach for this but didn't have any luck.  I am sure it is posted somewhere.

I have a CO that is scheduled to be removed on 8/24 and would like to request an EE.

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Go TU disputes .. Click Other .. do not check any of the other  dispute reason boxes ...there are about 25...  After clicking other, a box  pops to asking to state  reasons for dispute..I say item  is old ...asking for an Early Exclusion  to immediately remove  item  .. state  the request is not a dispute.  Presto in 5 seconds.. up pops decision saying request approved & also you get an email .. baddie gone..   Ask at 6 month mark  for EE ..  done this over 30x helping  friends,  family  , co workers ...worked every time !

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 Your    8/24    CO was eligible to be removed starting Feb 1st

[Blender]

Been seeing some mixed reviews lately here. The last few tries at EE with TU have not been instant, almost 3 weeks 

[7774x]

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@Blender wrote:

Been seeing some mixed reviews lately here. The last few tries at EE with TU have not been instant, almost 3 weeks 

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Do what works for you

[Blender]

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@7774x wrote:

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@Blender wrote:

Been seeing some mixed reviews lately here. The last few tries at EE with TU have not been instant, almost 3 weeks 

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Do what works for you

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Im pointing out that for me it hasnt been instant. I've done it the exact way you described to the other poster above

[Meanmchine]

6 months before scheduled deletion .......

Call TU and ask to speak with a supervisor

Read your prepared speach

Wait five minutes while your file is being examined

Thank the supervisor for deleting your TL

Do your happy dance

Rinse and repeat as necessary

[Newfhntr]

Well I am definitely having a different  expierence with TU than everyone else. 

I sent in an EE request through their website, my report showed the account coming off on 8/24 and I saved the report that showed the date.  This morning I recieved an email that my dispute had been investigated and the account was verified.  So I went and pulled another report and the date has changed to 2/25.  No other dates changed.

So I called TU and after getting the run-a-round spoke with a supervisor who said I could dispute the account.  He also stated that TU no longer do early exclusions and they stopped 4 years ago.

Really not sure what is going on  here.