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Ten point increase!


Ten point increase!

Just got a SW alert that my EQ score has gone up 10 points!

Not exactly sure why I got the increase but more then happy to take it!  Getting closer and closer to that dream of buying a home next spring!

Message 1 of 4
Moderator Emeritus

Re: Ten point increase!

Congrats!!!  Ten points is ten points!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 4
Valued Contributor

Re: Ten point increase!

you should be able go click on the alert and it explains what happend. 



i got an alert for a 10 point drop. 

toyota finally reported my auto loan. 2 months down 34 to go. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 3 of 4

Re: Ten point increase!

It just says the normal.. A credit limit may have increased, a balance may have decreased or something may have aged and is having less impact on my score.

The only change I do see is that two collections have dropped off.... So maybe that's what caused the point increase?


Message 4 of 4