(October 2022) United collection bureau will not report to collections if you settle with them within a timely manner(the 30 day warning you get in the mail) ...I've read tons of terrible reviews saying they don't pay for delete, so you have to catch them before they report to have the best of chances! From my experience, took two weeks to get my settled letter, no reports to any credit bureaus. Just catch them early! If you know you owe, do NOT INGORE THE WARNINGS!
