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USBank 30 day remove


USBank 30 day remove

I went through a rough patch during 2012-2013 where I had many 30 and 60 day late payments. The last of these was in 2013. However, as I still had a balance remaining on my USBank Visa, last year I completely forgot a payment and it generated a 30day late on my report. Anyone think I can do anything about this? Ask USBank for a goodwill delete? Any other option?

Message 1 of 4
Established Contributor

Re: USBank 30 day remove

Those lates should fall off this year or next year but yes a goodwill will be the next option instead of waiting until they fall off.

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Message 2 of 4
Super Contributor

Re: USBank 30 day remove

Havent seen too much about US Bank GW's. Depends how long of a memory they keep. Maybe after they all fall off. Then try. More than likely they wont while the others are still reporting. Again that is do they hold grudges.

My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 3 of 4
Established Member

Re: USBank 30 day remove

I just tried to GW US Bank on an old secured Visa card for a single 30-day late in 2014 via email to the EO. It was declined. They also sent proof in the form of old statements, so I would say it's worthwhile (always) to try, but from my expereince, probably won't be successful.

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Message 4 of 4
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