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What?!?!?!

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Journey
Regular Contributor

What?!?!?!

I am confused. I disputed TU online on 2/20 for two accounts they had marked open that should have been showing closed and PIF.

I then CMRRRed three disputes on 2/27 for paid medical accounts for the HIPAA process.

Today I get a letter from TU saying:

 

We are in receipt of the additional information regarding your current dispute(s). Due to this additional information, the time frame for completing the investigation has been extended. Your initial corespondence was received on 2/20/2009 and your additional information was received on 2/27/2009, which allows TU fifteen additional days. Therefore, your investigation will be completed on or before 4/4/2009.

 

Excuse me??? Smiley Surprised  Is this normal, or should I have played smarter and waited to send in my "additional" (*ahem* unrelated) information? This just seems shady to me, like they are using the fact that I disputed more than one item to get more time for each item.

 

Is this right? Has anyone else encountered this with TU? Thanks for your thoughts...

Message 1 of 6
1 ACCEPTED SOLUTION

Accepted Solutions
fused
Moderator Emeritus

Re: What?!?!?!

With med collections, a lot of times the CAs do not send anything validating its your debt, but make sure you know if something is sent to you. The CRAs should send the results of their investigations, or they might email it to you since your initial disputes were done online.
Message 4 of 6
5 REPLIES 5
fused
Moderator Emeritus

Re: What?!?!?!

Yes, they can do this. Have the CAs sent you anything in the mail?
Message 2 of 6
Journey
Regular Contributor

Re: What?!?!?!

Not yet...should I be watching for mail from the CAs or the CRAs?

 

Message 3 of 6
fused
Moderator Emeritus

Re: What?!?!?!

With med collections, a lot of times the CAs do not send anything validating its your debt, but make sure you know if something is sent to you. The CRAs should send the results of their investigations, or they might email it to you since your initial disputes were done online.
Message 4 of 6
Journey
Regular Contributor

Re: What?!?!?!

Thanks, fused! I'll keep an eye out.

So glad you're here!!!

Message 5 of 6
fused
Moderator Emeritus

Re: What?!?!?!

You're Welcome! Please do let us know.
Message 6 of 6
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