Which CC update immediately when paid to $0?

[coolandcalm]

So recently I just paid down a Chase card to a $0 balance.. and they updated the balance with the credit bureaus within 1 day.. weeks before the statement cuts and they normally report to the CBs

Apparently this is something that some CC companies do when an account is paid to $0

I dont think AMEX or Capital One follow this practice..

Does anyone have any experience with this.. Citinbank or any other companies do the same?

[MySunrise271]

You can ask for a mid cycle update from Discover, if you have paid that account down and want the new balance reflected on your CRs.

[Credit4Growth]

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@MySunrise271 wrote:

You can ask for a mid cycle update from Discover, if you have paid that account down and want the new balance reflected on your CRs.

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^^^This, discover is good about fullfiling these kind of request.  Once in a while I have experienced the update only being pushed through on EX.

@coolandcalm  specifically, I am only familiar with Chase doing this with their Freedom line of cards.  I do  do not recall if this also occurs when paying down the Sapphire to $0.  ( Personally I'd rather not play around with the Sapphire due to it higher % rate, it just make me feel uncomfortable and I think about the cost of that eating away at the value of the rewards earned.)

Regularly I find that using Discover or Chase as my AZEO car, when carrying a large balance, is easy to work with due to the predictability of when they could report.

[gdale6]

Only auto update when paid to zip that I am aware of is Chase. As stated some others will do mid cycle updates but you need to ask for them.

[DSTforlife]

Amex does not do it automatically, but they will do it if you ask.

I assume chase does auto mid-cycle updates with all of their cards.  they recently did it for my old Slate and Amazon Visa.