cancel
Showing results for 
Search instead for 
Did you mean: 

Who's Obsessed?

tag
Burned2manybridgesB4
Valued Contributor

Re: Who's Obsessed?

You're truly OCD when the day comes that you find yourself commenting to your friends about what card they should use/rewards, and helping those close gain ground.

Message 11 of 28
Anonymous
Not applicable

Re: Who's Obsessed?

I have to admit I am a little obsessed. It has leveled off a little, but now I am trying to get my close friends and family onboard. Really, it's not a bad obsession to have so i'll take it lol...best of luck to everyone on their journey. This site is not only good for a wealth of info, but it has some of the most supportive users i've seen on a community forum which makes a huge difference.

Message 12 of 28
Anonymous
Not applicable

Re: Who's Obsessed?

I am obsessed!!  If I am not on my computer reading through the forums I have it up on my phone. I love learning all of this information. I am kind of at a stand still with my CR for right now.  Not a long term stand still by any means but I am still getting antsy.  I just sit and read and read and read!

Message 13 of 28
jk26978
Regular Contributor

Re: Who's Obsessed?

I am definitely  obsessed....but for me all I can do now is read all the other wonderful stories.  I am at a standstill for a while probably.  Have the , well now 4 Cap One cards, rarely use them...would probably benefit more if I would but hard to remember to use them.  I have my auto loan from April of this year.  Pay on it for a while to help build credit more then go for a newer auto in another year and half to 2 years.  Will be 4 years post BK 7 filing this August.  So...like I said, I just sit and read all the other wonderful stories of everyone else getting approved and credit rating goin up, etc

 

 Smiley Happy


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

http:
Message 14 of 28
Anonymous
Not applicable

Re: Who's Obsessed?

To say I'm obessed is an understatement! lol On here every day, scouring where I can find any information I can get. Soon I'll be able to post updates and hopefully help those who need it. 

 

My BF has awful credit and I decided to take control of the whole credit repair process. He is extremely thankful I found this site! I couldn't have done it without it. 

 

I recently went to a seminar on short sales and foreclosures because I am a newly licensed real estate agent.....I actually felt pretty proud of myself I could answer the surrounding participants answers on credit scores and what the effects of foreclosures and all that has on your credit. I even answered the questions better than the person giving the seminar! Only thanks to this forum! 

Message 15 of 28
ReaLiLJ
Regular Contributor

Re: Who's Obsessed?

lol I use to be crazy obsessed when it came to thickening my CR, I paid for fico scores and kept SW on the norm tied in with paid subscriptions through other sites for fako's and daily pulled for a good 6 months faithfully always hoping for a increase in score somewhere whenever I did something, not knowing I had to wait until statements posted and all that good stuff. Now that my CR is spotless and on the right path of thickening I have taken a rest and cleared all my subscriptions (now that I am getting free fico score's through the shortcuts provided by our community) and I have taken to a new obsession while in the garden, and that's trying to help my friends and close family members get on the right path to good credit, and in my free time I just like to look through different post and look through all the different type of situations/hardships that people post on here/are faced with and read through the solutions informed members offer and try to gain more knowledge and retain the knowledge I just gained for that exact situation. I get a kick out of this also because I know as I get older and face these situations I will be very prepared, and won't have to worry about going into these situations blind! By doing this also I find others in my situation that I was in weeks/months/or even years ago and I get to help others by offering my solutions and sometimes I even run across situations where I just learned something new and I get to apply that information, and it feels good knowing I am able help others, especially when I see success from the solutions I offered to others! I.e. - (when they update on their post 3-6 months later stating my methods or solutions worked for them!) -LJ

20 Years & 1 Month Young; Total Income: $53k (Credit History): 1.9 years AAOA: 1.0 years
Fico Scores: Exp: 725 (12/4) EQ: 703 (11/13) TU: 736 (12/6) Total Credit Available: 89k
Wallet: AmEx Plat- NPSL | AmEx BCP $10.5K | BestBuy SC $10k | Duck Card $8k | BoFA CR Plat Plus Sig. $5k | Discover IT $6k | Chase Freedom Sig. $7k | CSP Sig. $5k | USBank Cash+ Sig. $5k | Barclays R MC $5k | Chevron Visa $5k | BR Visa $5k | Walmart Discover $4k | DCU Plat Visa $3k | QuickSilver CR $3k | Macy's Store CC/Macy's Amex $2.5k/$3k | BML $1.2k | Citi Divi Plat Visa $500
Open Loans: Sallie Mae SL: ($5.6k) (Def.) Car Loan (Red Devil FR-S): $20k/33k Remaining -Will Pay Off in 2yrs. Advice Welcomed!
Message 16 of 28
PrettyPeacock
Contributor

Re: Who's Obsessed?

 RealLilJ,  that is awesome seeing a 19 year old take control of their credit.  I think you will have a wonderful less stress filled life than many of us on here.  At least that is my hope for you.  Just don't lose your goals.

Cheers

Brenda


4/13 CS from TU 599 11/3/13 Current FICO TU: 672, EQ 680
Negs: BK charged-off Jan '09, KS tax lien PAID, but still trying to figure out how to get it removed and 10 IIB accounts
Happiness: Merrick $750  |  Cap One $300  |  USBank $300  |  Victoria's Secret $500  |  The Buckle $250  |  JCrew $250  |  Express $250  |  Cap One $2000(AU)  |  Fingerhut $850 | Kohls (AU) $3000
Goals are 760 to buy a home & to stay in the Garden til 2/14
Message 17 of 28
ruger33
New Contributor

Re: Who's Obsessed?

I wouldn't say I'm obsessed, but, I'm very determined. My wife says I'm obsessed, but that's only because while waiting on responses and whatnot on my issues, I've started working on her issues. It really starts after you get your first baddie removed.

 

OK, i'm obsessed. Smiley Happy

Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s
Message 18 of 28
AllyInSac
Established Member

Re: Who's Obsessed?

I am!

Its getting to the point where I lose sleep writing letters to get incorrect credit inquiries removed and on days when CreditKarma gets updated, I check every single hour until it updates.

I was the victim of identity theft in 2009 and didnt know it until 2012. Getting the all of the crap off my credit report has been horrible...but every day I am one step closer!


Starting Score: 03/13 ESP-457 TU-503 EQ-505
Current Score: 7/18 ESP-695 TU 701 EQ-689
Goal Score: 750


Take the myFICO Fitness Challenge




Message 19 of 28
Shellie
Valued Contributor

Re: Who's Obsessed?

I'm thoroughly obsessed!  I should be working right now but I can't stop checking the forums.  I agree with on of the posters above, these are by far the most supporting posters on any forum I've ever participated in.

Message 20 of 28
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.