I just got a call from a CA about a recent med bill. The bill is not currently reporting on my CR, and I would like to keep it that way if at all possible. Should I call the OC and try to make payment arrangements? Should I even talk to the CA? Is there any way to prevent this from showing up on my CR? I am willing to make payments each month, but I can't PIF right now. Thanks for any help anyone has to offer!
Is the med collection on your reports? no
Is it paid or unpaid? unpaid
If paid, who did you pay, the OC (original creditor: doctor, dentist, hospital, etc.) or the CA (collection agency)?
If unpaid, do you have the money to pay it off in full? no
Do you remember the date(s) of treatment? i could find them.
Have you ever disputed the med collection? If yes, when and how? no
If you did dispute the collection, is it currently marked as "disputed and/or verified" on your report(s)?
Have you ever requested debt validation from the CA? If yes, what did they send you and when did you receive it? no
