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Ok, I have followed the necessary steps in the "hippa" process to have some medical collections removed. I had 4 medical collections on my credit report, all of them were unpaid. I started the hippa process as directed. I just received my first letter back from Exp, and they deleted 1 of the collections, and updated the other 3. I am not sure where I go from here. I plan on paying all the collections, however I have not heard ANYTHING from any of the medical offices in which I owe money. So if I receive info from the CRA, but nothing from the CA's reporting the info, where do I go from here???? EXP states that they verified info from 3 of the disputed accts. I want to just pay these and go from there, but I am not sure what I am supposed to do if i have not received info from the actual CA's verifiying this debt.. Can someone please advise?????????
I also have not heard anything from TU and EQ as of yet. (btw, its been over 35 days)
So are you saying if the CRA verifies, it is time to send letter OC with the insert?
What about step 3, scenerio 2?
Scenario #2: If the CRA “verifies” your unpaid collection but the reporting CA did not provide a complete and accurate validation of the account, send this letter to the CA CMRRR.