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HELP!!! Question...

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Anonymous
Not applicable

HELP!!! Question...

Ok, I have followed the necessary steps in the "hippa" process to have some medical collections removed.  I had 4 medical collections on my credit report, all of them were unpaid.  I started the hippa process as directed.  I just received my first letter back from Exp, and they deleted 1 of the collections, and updated the other 3.  I am not sure where I go from here.  I plan on paying all the collections, however I have not heard ANYTHING from any of the medical offices in which I owe money.  So if I receive info from the CRA, but nothing from the CA's reporting the info, where do I go from here????  EXP states that they  verified info from 3 of the disputed accts.  I want to just pay these and go from there, but I am not sure what I am supposed to do if i have not received info from the actual CA's verifiying this debt..    Can someone please advise?????????

 

I also have not heard anything from TU and EQ as of yet.  (btw, its been over 35 days)

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: HELP!!! Question...

The next step is to mail the OC letter (to the OC)  using the correct insert with full payment. A separate check and letter for each account. Put the account # on each letter & check. Also use the restrictive endorsement on each check.
Message 2 of 8
holhat
Regular Contributor

Re: HELP!!! Question...

So are you saying if the CRA verifies, it is time to send letter OC with the insert?

What about step 3, scenerio 2?

 

Scenario #2: If the CRA “verifies” your unpaid collection but the reporting CA did not provide a complete and accurate validation of the account, send this letter to the CA CMRRR.

Message 3 of 8
fused
Moderator Emeritus

Re: HELP!!! Question...

holhat is correct!
Message 4 of 8
holhat
Regular Contributor

Re: HELP!!! Question...

eeerrr...that doesn't make sense to me.  CRA "verifies" but I have seen nothing and still don't know what the med debt is.  I don't get it....
Message 5 of 8
fused
Moderator Emeritus

Re: HELP!!! Question...

Scenario #2 is the right action to take.
Message 6 of 8
holhat
Regular Contributor

Re: HELP!!! Question...

Sorry Fused....I had read something and misunderstood.  I get it now....thanks
Message 7 of 8
fused
Moderator Emeritus

Re: HELP!!! Question...

Let us know how it goes.
Message 8 of 8
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