Anecdotal at best, but have the number of threads in the Credit Cards Approval section dropped significantly?
I meant new posts, as in new posts in the approvals forum. I understand it is not scientific and the audience is mostly credit seeking.
EDITED FOR CLARITY
Like the actual number dropped or the amount of new posts in that forum have dropped?
The number of new posts has dropped/
Probably New Year's resolutions. Once THAT goes south, they'll pick back up (I could post mine but....shame )
More issuers are adopting 5/24-type rules, which restrains or at least limits bonus hunters a bit.
Credit standards seem to be tightening a little (but are still very loose).
There hasn't been a FOTM card since Apple.
There wasn't the wave of increased SUBs around Nov/Dec seen in some past years.